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Mortgage Refinance Rates Today, Friday, July 22

Thirty-year fixed mortgage refinance rates are unchanged Friday, while 15-year fixed loans are just a tick higher; 5/1 ARM refinance rates are unchanged, according to a survey of national lenders by NerdWallet.

NerdWallet compiles annual percentage rates — lender interest rates plus fees, the most accurate way for consumers to compare rates. Here are today’s average rates for the most popular mortgage refinance terms:

Refinance Mortgage Rates: July 22, 2016

(Change from 7/21)

30-year fixed: 3.74% APR (NC)

15-year fixed: 3.08% APR (+0.01)

5/1 ARM: 3.46% APR (NC)

Homeowners looking to lower their mortgage rate can shop refinance lenders here.

NerdWallet daily mortgage rates are an average of the published APR with the lowest points for each loan term offered by a sampling of major national lenders. Annual percentage rate quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.

The article Mortgage Refinance Rates Today, Friday, July 22 originally appeared on NerdWallet.